Tuesday, December 31, 2019

The Republic Of The Philippines Essay - 1543 Words

The Republic of the Philippines is an island country located in the Pacific Ocean off the southeast coast of Asia. Though the country is located in Asia the Filipino culture has been greatly influenced by it s contact with Spain and the United States. After years of Spanish and American interference the country became more politically united, with a central democratic government. The country has had a turbulent experience while trying to create a stable government. Human trafficking has been a significant problem in the country, which the government has tried to address by expanding educational programs, offering support to victims, and prosecuting perpetrators. Our class could help in this important endeavor by educating people in remote areas about the dangers of human trafficking. The Republic of the Philippines is a country composed of 7,107 islands located off the southeast coast of Asia. Only 2,773 of the islands that make up the country have been named.1 Approximately 96.5 million people live in the Philippines, a majority of the population only reside on 11 of the islands.2 The country contains 80 provinces and 39 chartered cities.3 The Philippines is a mountainous country which is prone to earthquakes and experiences significant volcanic activity due to the presence of approximately 20 active volcanoes located on the islands.4 The country is also affected by approximately 15 typhoons and five cyclonic storms a year.5 It is one of the most biologically diverseShow MoreRelatedThe Republic Of The Philippines Essay1621 Words   |  7 PagesThe Republic of the Philippines is a country which has only fairly recently become independent, following a history marked by colonialism, occupation, and foreign influence. An archipelago made up of 7,107 island (Fast Facts), it was originally inhabited by people who came from China and Malaysia some 250,000 years ago, thought to have made the journey via a land bridge, no longer existent, that connected the land masses (Encyclopedia 1st source). Other migrants to the islands were the â€Å"Negritos†Read MoreThe Republic Of The Philippines1600 Words   |  7 PagesIntroduction The Philippines, officially known as the Republic of the Philippines, is a sovereign island that comprises an archipelago of 7,107 islands located off Southeast Asia, between the Philippine Sea on the east and the South China Sea on the west. The islands are categorized broadly under three major islands which are Luzon in the north, the Visayan Islands in the center, and Mindanao in the south. The Philippines total area is approximately 300,000 sq km, which includes approximately 298Read MoreThe Republic Of The Philippines1570 Words   |  7 PagesThe Philippines, officially recognized as the Republic of the Philippines is a country in Southeast Asia composed of more than 7,000 islands. The archipelago is a country that has struggled to develop into a thriving nation ever since the colonization of the Spanish. The citizens who reside here are a kind, loving, giving, generous people that face a series of challenges with its poor infrastructure, and basic utilities. None of this can stop these proud people from moving forward and making theirRead MoreRepublic of the Philippines7238 Words   |  29 Pages   Republic of the Philippines Supreme Court Manila    EN BANC    PEOPLE OF THE PHILIPPINES,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Appellee,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  -  versus  -  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  VENANCIO ROXAS y ARGUELLES,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Appellant. |   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  G.R. No. 172604  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  (Formerly G.R. Nos. 155345-47)  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Present:  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  CORONA,  C.J.,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  CARPIO,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  CARPIO MORALES,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  VELASCO, JR.,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  NACHURA,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  LEONARDO-DE CASTRO,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  BRION,*  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  PERALTA,  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  BERS AMIN,**  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  DELRead MoreThe Philippines And Republic Of Kazakhstan1274 Words   |  6 PagesThe Republic of the Philippines and Republic of Kazakhstan The Philippines is a small archipelagic country, archipelagic meaning that it has very many islands, 7,107 to be exact. The people in the Philippines are referred to as Filipinos. The country is located in the South East part of Asia. There are 3 main geographical divisions in the country Luzon, Visayas and Mindanao with Luzon being in the north and Mindanao being at the south. The capital of the Philippines is Manila and the most populousRead MoreMain Characteristics Of The Republic Of Philippines1275 Words   |  6 PagesPhilippines Main Characteristics The Republic of Philippines is an emerging economy. It is a newly industrialised country and its economy has been transitioning from one based upon agriculture to an economy with more emphasis upon services and manufacturing. The Philippines, in its desire for development, embraced the World Trade Organization and its call for open markets and trade liberalization in 1995. According to 2013 World Bank statistics, The Philippine economy is ranked the 39th largestRead MoreCultural Enlightenment And The Republic Of The Philippines1793 Words   |  8 PagesFriendly Status? Cultural enlightenment of The Republic of The Philippines. SSG Michael Morrissey 13F40 SLC 507-17 Friendly Status? Cultural enlightenment of The Republic of The Philippines. For hundreds of years the Republic of The Philippines has had a long and prosperous history. For one to truly analyze the culture of the Philippines, one would have to look at the components of what makes their culture. The Philippines has a rich and illustrious culture which involves language, integrationRead MoreRepublic Act and Bills of the Philippines5877 Words   |  24 Pages4 REPUBLIC ACT NO. 9163 AN ACT ESTABLISHING THE NATIONAL SERVICE TRAINING PROGRAM (NSTP) FOR THE TERTIARY LEVEL STUDENTS, AMENDING FOR THE PURPOSE REPUBLIC ACT NO. 7077 PRESIDENTIAL DECREE NO. 1706, AND FOR OTHER PURPOSE 14 Republic Act 6725 AN ACT STRENGTHENING THE PROHIBITION ON DISCRIMINATION AGAINST WOMEN WITH RESPECT TO TERMS AND CONDITIONS OF EMPLOYMENT, AMENDING FOR THE PURPOSE ARTICLE ONE HUNDRED THIRTY-FIVE OF THE LABOR CODE, AS AMENDED. http://www.pcw.gov.ph/law/republic-act-6725Read MoreA Report On The Philippines Constitution Of Republic Indonesia1107 Words   |  5 Pagesright to work and having a proper life are guaranteed in The 1945 Constitution Of Republic Indonesia, as in Article 27 verse (2) ; Every citizen shall have the right to work and to earn a humane livelihood. This article holds the ground for workers policy in Indonesia. The investment atmosphere in Indonesia is relying on this policy, to create a conducive investment climate. Indonesia has enacted Law Of The Republic Indonesia Number 25 Of 2007 Concerning Investment to regulate the investment, whichRead MoreRepublic Act 7836 Philippine Teachers Professionalization Act of 19942168 Words   |  9 PagesRepublic Act 7836 Philippine Teachers Professionalization Act of 1994 AN ACT TO STRENGTHEN THE REGULATION AND SUPERVISION OF THE PRACTICE OF TEACHING IN THE PHILIPPINES AND PRESCRIBING A LICENSURE EXAMINATION FOR TEACHERS AND FOR OTHER PURPOSES. Sec. 17.  Issuance of Certificate of Registration and Professional License.  Ã¢â‚¬â€ The registration of a professional teacher commences from the date his name is enrolled in the roster of professional teachers. Every registrant who has satisfactorily met all the

Monday, December 23, 2019

Growth Of Business And Tourism - 1784 Words

Growth of Business Tourism in Hawaii In Hawaii, economy has a big impact in our society. Economy is us, people who brought business industries and tourism. The difference between economy and economics is that economics is where people have a control of what sort of behavior they are presenting as of now. According to the book of ECON 130 Principles of Microeconomics, it delivered that the economy is simplified as, â€Å"an abstraction referring to the grand sum of all our production and consumption activities.† This points out that money is a sum of how people can be responsible to decide how they can use scarce resources that affects market outcomes and other things, â€Å"What we collectively produce is what the economy produce; what we collectively consume is what the economy consume,† this specified that it goes in a circle of how much people can preserve to work and what it will come as (â€Å"ECON 130 Principles of Microeconomics†). Employment in Hawaii is increasing because of high demand in tourism, new business comers, and more job opportunities for the people. James Cook was the first European to discover Hawaii. He and his troops were the first that brought in resources such as iron (â€Å"Cook Discovers Hawaii’). The Hawaiians were fascinated by their ships and iron nails, so they traded it for their needs (â€Å"Cook Discovers Hawaii†). They used iron for their everyday resource to hunt food using fish hooks and other iron tools in trade of food and water sources. When Captain CookShow MoreRelatedBusiness Tourism- Main Characteristics , Benfits and Problems Facing the Industry1731 Words   |  7 PagesBUSINESS TOURISM MANAGEMENT EA [pic] INDIVIDUAL REPORT Business tourism can be defined as a convention, in the sense of a meeting, is a gathering of individuals who meet at an arranged place and time in order to discuss or engage in some common interest. Business tourism industry is growing rapidly worldwide.Business tourism is having its own features which define it from the other types of tourism, and I would mention it in order to explain the importance of the industryRead MoreDoes Tourism Benefit Less Developing Countries?1338 Words   |  6 PagesDoes tourism benefit less developing countries? Traveling is the word makes many people exited. People can do domestic travel or international travel to refresh and escape their everyday lives. International travel becomes a big business as the world globalized. Tourism means the activity of traveling to a place for pleasure; the business of providing hotels, restaurant, entertainment†¦etc for people who are traveling. Tourism becomes an important industry on globalized world. It attracts a millionsRead MoreSocial And Cultural Differences Throughout The World861 Words   |  4 PagesOne can gain experiences by acknowledging and understanding social and cultural differences throughout the world. Travel helps enlighten these aspects along with humanitarian efforts. Tourism provides insight to economic standings of various cultures. Through tourism society can â€Å"promote peace and understanding between peoples.† (†¦) Thomas Cook saw and understood the hardships the working class in the United Kingdom and a vison for those less fortunate to have a once and a lifetime experience ofRead MoreThe Impact Of Tourism On Tourism And Hospitality Business Essay1215 Words   |  5 Pages The tourism industry is one of the greatest drivers to stimulate economic growth in the United Kingdom. According to figures by the government, tourism is the UK’s fifth largest industry, creating around 3 million jobs, generating approximately 127 billion pounds per year, and covering more than 200,000 small and medium sized enterprises (Oxford Economics, 2014). The ever increasing number of small firms in this industry draws attention to the importance of entrepreneurship in the tourism and hospitalityRead MoreSingapore : The City Of The Country Essay1677 Words   |  7 PagesWith the country being so small and at the southern tip of the Malay Peninsula, they have a flooring tourism industry. The people of Singapore pride themselves in their cultural and natural heritage. With the luxurious hotels, upscale restaurants, and astounding tourist attractions, they are looked upon highly as a common destination to travel to, and welcome everyone, and particularly cater to busines s and leisure travelers. Before modern Singapore was discovered, back in the 14th century it was calledRead MoreShangri-La Pest Analysis1250 Words   |  5 Pagesbeen in favour of the tourism sector. In fact, Singapore Tourism Board (STB) launched a $90million BOOST (building on opportunities to strengthen tourism) for the tourism sector). The initiative help pushed the industry through tough times by assisting MICE (Meetings, Incentives, Conventions, Exhibition) companies to alleviate their business costs (Singapore Tourism Board, 2009). Not too long ago, the Singapore government cooperated with Indonesia to develop cruise ship tourism as Singapore is enjoyingRead MoreImpact of Tourism on Indian Economy1649 Words   |  7 PagesMarket Survey By: Dr C. VETHIrAJAN IMPACT OF TOURISM ON INDIAN ECONOMY Tourism can generate maximum employment opportunity because of a large number of subsidiary industries. September 2008 and a 3.3 per cent growth in passenger traffic through September. The negative trend intensified during 2009, exacerbated in some countries due to the outbreak of the AH1N1 influenza virus, resulting in a worldwide decline of 4 per cent in 2009 to 880 million international tourist arrivals, and an estimatedRead MoreShangri-La Pest Analysis1262 Words   |  6 Pagesbeen in favour of the tourism sector. In fact, Singapore Tourism Board (STB) launched a $90million BOOST (building on opportunities to strengthen tourism) for the tourism sector). The initiative help pushed the industry through tough times by assisting MICE (Meetings, Incentives, Conventions, Exhibition) companies to alleviate their business costs (Singapore Tourism Board, 2009). Not too long ago, the Singapore government cooperated with Indonesia to develop cruise ship tourism as Singapore is enjoyingRead MoreTourism : A Source Of Revenue Essay800 Words   |  4 PagesTOPIC 1: Tourism is become increasingly important as a source of revenue to many countries but its disadvantages should not be overlooked. INTRODUCTION General Statement: Tourism is travel for leisure, recreational and business purpose. Tourists can be defined as people who travel to and stay in places outside their usual surroundings for more than twenty-four hours and not more than one consecutive year for leisure, business and other purposes by the World Tourism Organization. Tourism is a knownRead MoreTourism Supply Is A Complex Phenomenon1704 Words   |  7 PagesIntroduction Tourism supply is a complex phenomenon derived from the summation of the value of tourism products offered by an industry. Technically, the value of products’ sales is derived after the total supply is multiplied by the corresponding tourism/ product ratio. Song (2012) refers to tourism supply as the direct result of every good and service that is significant in meeting the demand of tourism consumption. Tourism supply is complex in nature due to its non-mobility of location in an otherwise

Sunday, December 15, 2019

The Teaching Of English To Young Children Education Essay Free Essays

Vocabulary plays a really of import function in larning a foreign linguistic communication and is one component that links the four accomplishments: speech production, listening, reading and composing. Without learning vocabulary, many pupils can fall behind in other capable countries. In order to pass on good in a foreign linguistic communication, pupil should get an equal figure of words and should cognize how to utilize them right. We will write a custom essay sample on The Teaching Of English To Young Children Education Essay or any similar topic only for you Order Now Experienced instructors of English as a Second Language know really good how of import vocabulary is. They know pupils must larn 1000s of words that talkers and authors of English use.Fortunately, the demand for vocabulary is one point on which instructors and pupils agree. For many old ages, nevertheless, plans that prepared linguistic communication instructors gave small attending to techniques for assisting pupils learn vocabulary. Some books appeared to be stating instructors that pupils could larn all the words they needed without aid. In fact, instructors were sometimes told that they ought non to learn many words before their pupils had mastered the grammar and sound system of the linguistic communication. In journal articles for instructors, vocabulary was rarely mentioned. Pronunciation and grammar were emphasized, but there was small or no accent on vocabulary. The purpose of my MA thesis would be to demo how the cognition of broad scope of vocabulary is of import for scholar of Second Language but besides how to do it interesting and easy adaptable for immature pupils. During my work in Primary School I have observed how easy kids become distracted when they are non motivated. It is really indispensable to maintain them engaged in the lesson. I know from my learning experience that utilizing assortments techniques and methods are really of import while learning kids. I would wish to see some of them. A figure of techniques can be adopted to show new vocabulary points. Some techniques are more popular and more frequently used than others. Besides it is up to the instructor which techniques he or she decides to utilize but ever the effectivity of instruction should be considered. Every instructor tends to utilize and prefers some technique that he or she finds interesting. There are techniques that are peculiarly appropriate for certain types of words – for illustration actions can be explained through dumb show. Another factor that is deserving sing is the age of the scholars. Younger 1s respond rather good when we show them concrete illustrations, the older 1s can pull off reasonably good abstract accounts or even definitions.The presentation of new vocabulary can be classified for illustration harmonizing to verbal and ocular techniques. Among ocular techniques we can happen images – flash cards, exposure and magazine images, wall charts, postings, chalkboard drawi ngs, word images, several realia that instructors can keep up or point to. Mime, action and gestures can be used particularly for explicating actions and times. Learners can label images or objects or execute an action.Verbal techniques consist of utilizing exemplifying state of affairss, descriptions, equivalent word and opposite word, collocations, graduated tables, and utilizing assorted signifiers of definition: for illustration, definition by presentation ( ocular definition ) , definition by abstraction, contextual definitions, and definition by interlingual rendition. Explanation can go highly hard particularly with novice degrees. There are many different methods and approaches how to learn a foreign linguistic communication, including vocabulary. I will advert some of them that can be used for learning immature scholars. A small spot of flooring method is the direct method. The female parent lingua is ne’er used, there are no interlingual renditions. Merely mark linguistic communication is used and merely complete sentences. Culture is considered an of import facet. Suggestopedia is a really successful method in assisting scholars to memorise words. This method stimulates the learner?s encephalon by music while larning but nowadays instructors seem to be go forthing this method. What truly works particularly for immature scholars is the Entire Physical Response method. Very many kids are nowadays really hyper and physically active and to concentrate for a long clip can be really hard for them. Using this method, games, altering subjects and utilizing a assortment of activities is really appreeciated by them. .Communicative Language Approach ( Teaching ) – CLT – stresses the significance of a linguistic communication in context. Communicative competency is extremely deve loped here and scholars are encouraged to pass on. When learning immature scholars, the instructor has to be strong at the cognition but besides needs to link with the kids. They need to experience the instructor likes them and wants to learn them something new. The consequences are seen easy and the scholars at this age are really thankful when person invest clip in them. The instructor has to cognize his or her students. It is of import to understand their demands, their outlooks with which each kid comes to the lessons, besides ways how to actuate them and last but non least their learning manner. All this the instructor is larning while working with the scholars. The instructors get to cognize their households, their avocations and involvements and merely basic information about the scholars. Besides, particularly today, we as instructors have to see the acquisition disablements excessively. There are more and more chidlren with these jobs and we as instructors need to assist them to bask the lessons and assist them to larn exces sively. The instructor needs to understand their differences, their cultural and household background. The features of immature scholars will be besides needed. I want to demo that working with them offers many possibilities and we can utilize many methods and attacks. During my teacher?s preparation I have learned that it is of import to larn about their personalities and besides to acquire to cognize them. Every scholar is different and we need to see each individual separately. How to cite The Teaching Of English To Young Children Education Essay, Essay examples

Friday, December 6, 2019

Marketing Ethics Theory and Pedagogy

Question: Discuss about the Marketing Ethics for Theory and Pedagogy. Answer: Introduction `The first EU-wide Net Neutrality rules were developed and adopted as well in October 2015 (Open Internet, 2017). The major focus of this particular study is to examine the regulation with respect to the ethical ground. Therefore, four ethical approaches such as the Utilitarian theory, Deontological theory, virtue theory and the contract theories have been considered in this study. Thus, this study aims to identify an ICT related issue based on which the ethically questionable right or wrong situation in regards to the regulation through the four theories. The rules implemented by European Union on net neutrality apply as of 30th April, 2016 by following the adoption of the Regulation (EU) 2015/2020 on 25th November, 2015. This particular regulation has become the key achievement for the Digital Single Market (Open Internet, 2017). In Digital Single Market, the free movement of capital, services and persons is assured and where the businesses and individuals can exercise and access seamlessly the online activities under the conditions in regards to the fair competition as well as a high level of personal and consumer data protection irrespective of their place of residence or nationality. Thus, this regulation has created the enforceable and individual right for the end users for distributing and accessing the internet services and content of their choice. Common rules governed by EU over the net neutrality assure that the similar provisions apply over the entire Europe. Identification of ICT-related Ethical Issue The major ICT related issue along with this study is the ICT professionalism. The rules mainly enshrine the net neutrality principles which are associated with no discrimination or throttling or blocking of the online services, applications and content (Cestone, 2014). According to this rule, every European must be capable of accessing to the open internet. On the other hand, all the service and content providers should be capable enough for providing their services over the open internet with high quality. This particular regulation also governs few ICT related issues. The net neutrality services and applications are not capable enough of providing the electronic communication services other than the services of internet access for that particular quality levels those are not ensured by the services of internet access are essential (Open Internet, 2017). This particular scenario can be analyzed by applying four major classical ethical theo ries. In other words, with the help of these theories such as Utilitarian, Deontological, Virtue and Contract theory, the ethically questionable situation can be analyzed for determining the wrongness or rightness of the decisions or actions made therein. Application of Utilitarian Theory This theory can solely place the locus of wrong as well as right on the outcome or the results to select one policy or action over the other policies and actions. The major principle of this particular theory is rule-utilitarianism, which is utilized in terms of determining the validation of the rules of conduct. On the other side, this theory also has another significant principle known as Act-utilitarianism. It is directly applied towards every alternative act in a situation for selection (Conklin, 2015). Therefore, according to this theory, the ICT-related issue to the regulation of net neutrality governed by EU should be resolved by adapting both the Act-utilitarianism principle and rule-utilitarianism principle. Thus, it can be stated that the electronic communication providers to the public incorporating the providers of services, applications and content as well as the providers of internet access services should be therefore free for offering few services those are not responsible for providing internet access (Kahane et al. 2015). These are optimized for the particular services, applications, contents or a combination where the optimization is needed for meeting the demand of services, applications and content for a particular quality level. Application of Deontological Theory - The major role of this particular theory is to place special emphasis over the relationship between the morality as well as responsibility or duty of the activities governed by the human beings. Therefore, Utilitarianism aims only on the outcomes whereas Deontology deals with the motives as well as intentions. Thus, according to the norms of Deontology, it must be stated that the national regulatory authorities should perform the verification operations whether and to what extent such optimization is required for ensuring one or more key features of services, applications and content over the internet access (Solum, 2015). On the other hand, it should enable a corresponding assurance of quality to be provided to the end users. Application of Virtue TheoryThis theory governs the ethical approach that emphasizes the character of an individual as the major element of the ethical thought process rather than the regulations regarding the acts themselves or their consequences. Therefore, with the helpof this particular ethicaltheory, the virtue orthe implication of the regulation can be easily identified and emphasized more than its drawbacks (Gotsis Grimani, 2015). As per the norms of virtue theory, the discrimination blocking aswell as throttling of the internet traffic under these rules of net neutrality governed by EU by the Internet Service Providers is not permitted in the EU. On the other hand, under these rules or by following these rules, all the traffic is treated equally in the open internet (Jordan, 2013). These rules are the improvised versions of the common or the traditional rules on net neutrality. As per those common rules, the Internet access services cant pick the losers or the winners over t he internet or decide which services and contents are available. Application of Contract Theory In the ethical ground, the contract theory mainly deals with the study of the way businesses as well as individuals develop and construct the legal agreements. With the help of this particular theory, it would become easier for analyzing the way through which different parties make decisions for creating a contract with the specific terms in case uncertain conditions take place (K?szegi, 2014). This theory also helps in covering how the businesses and individuals make contracts with the asymmetric information. According to the theory, it can beseen that the net neutrality rules governed by EU can provide certainty for the providers of internet access and the application and content providers for offering specialized services with the specific quality requirements (Christensen et al., 2016). It also incorporates the essential safeguards for ensuring the fact that the open internet is not affected by the provision of the services. Therefore, it can greatl y influence the principles of economic and financial behavior of the digital single market through open internet. Conclusion This entire study has successfully performed an in-depth analysis over the first EU-wide Net Neutrality rules with the help of the four significant ethical theories such as Utilitarian, Deontological, and virtue as well as contract theory. Thus, by applying all the four theories in the net neutrality rules, it can be seen that the Utilitarian and Deontological theory have helped this study for identifying the possible ways for resolving the issues associated with the rules. On the other hand, another two theories such as the virtue theory and the contract theory assess the net neutrality rules in terms of its advantages over the open internet services, which help these rules for creating a great achievement in digital single market. As an overall recommendation of this study it can be stated that the national regulatory authorities should perform the verification operations while incorporating net neutrality regulations whether and to what extent such optimization is needed for assuring one or more key features of services, applications and content over the internet access. References Cestone, G. (2014). Venture capital meets contract theory: risky claims or formal control?.Review of Finance,18(3), 1097-1137. Christensen, H. B., Nikolaev, V. V., Wittenberg?Moerman, R. (2016).Accounting information in financial contracting: The incomplete contract theory perspective.Journal of Accounting Research,54(2), 397-435. Conklin, W. (2015).The utilitarian theory of equality before the law.Available at SSRN 2695840. Gotsis, G., Grimani, K. (2015). Virtue theory and organizational behavior: an integrative framework.Journal of Management Development,34(10), 1288-1309. Jordan, A. (2013). Reasons, Holism And Virtue Theory.The Philosophical Quarterly,63(251), 248-268. Kahane, G., Everett, J. A., Earp, B. D., Farias, M., Savulescu, J. (2015). Utilitarianjudgments in sacrificial moral dilemmas do not reflect impartial concern for the greater good.Cognition,134, 193-209. Kehoe, W. J. (2015). Marketing Ethics: Theory and Pedagogy. InProceedings of the 1982 Academy of Marketing Science (AMS) Annual Conference(pp. 261-264). Springer International Publishing. K?szegi, B. (2014). Behavioral contract theory.Journal of Economic Literature,52(4), 1075-1118. Open Internet. (2017).Digital Single Market. Retrieved 13 January 2017, from https://ec.europa.eu/digital-single-market/en/open-internet-net-neutrality#Article Solum, L. B. (2015). Virtue as the End of Law: An Aretaic Theory of Legislation.Jurisprudence, Forthcoming.

Friday, November 29, 2019

The Power of Attraction Review Essay Example

The Power of Attraction Review Paper Essay on The Power of Attraction I love books and I prefer difficult, with psychology. The force of attraction was my dish At Emmett their cockroaches in my head, and who does not have them.? Each of us in his own way strange, this is our kind of personality. Were now watching amazing guy and smile, Yes, I, too, sometimes feel their steps when climbing stairs, and sometimes come to mind absurd thoughts It is hidden from prying eyes by buying carrots bundles exclusively in empty shops; it seems to him that he was being constantly watched neighbors. Emmett only eats carrots, his best friend a dog, and the main enemy and denouncer the cat. Hes lying to his psychiatrist that prepares culinary delights, savoring moments of cooking, which never existed. He is sick. Emmett is a real schizophrenic (all symptoms of the disease at a glance). That it has led to the disease? We will write a custom essay sample on The Power of Attraction Review specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Power of Attraction Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Power of Attraction Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Perhaps it was because Emmett was trying to understand itself, isolated from the society?  «The world was bigger than Emmett had expected, but soon the world I began to crush him. New knowledge is not given protection did not save any study, no trick, not even love. Emmett could not get used to one thing: to live happily, it is constantly running away from life  » However, on the background of mentally ill people in the clinic , he seems to be the normal and reasonable .. One can not help you start thinking  «Emmett quite ordinary person to the brink of madness it brought thoughts about yourself, not about their place in society, and the only mystery of life and death of his mother, -. the closest . and such a distant person Emmett can approach it only by feeling of weightlessness, gravity, and hes looking for it everywhere, feeling its lightness lean body; riding on the Ferris wheel; remembering the ride from my childhood; asking the question to his brother, to which there is no answer. The Power of Attraction Review Essay Example The Power of Attraction Review Paper Essay on The Power of Attraction I love books and I prefer difficult, with psychology. The force of attraction was my dish At Emmett their cockroaches in my head, and who does not have them.? Each of us in his own way strange, this is our kind of personality. Were now watching amazing guy and smile, Yes, I, too, sometimes feel their steps when climbing stairs, and sometimes come to mind absurd thoughts It is hidden from prying eyes by buying carrots bundles exclusively in empty shops; it seems to him that he was being constantly watched neighbors. Emmett only eats carrots, his best friend a dog, and the main enemy and denouncer the cat. Hes lying to his psychiatrist that prepares culinary delights, savoring moments of cooking, which never existed. He is sick. Emmett is a real schizophrenic (all symptoms of the disease at a glance). That it has led to the disease? We will write a custom essay sample on The Power of Attraction Review specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on The Power of Attraction Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on The Power of Attraction Review specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Perhaps it was because Emmett was trying to understand itself, isolated from the society?  «The world was bigger than Emmett had expected, but soon the world I began to crush him. New knowledge is not given protection did not save any study, no trick, not even love. Emmett could not get used to one thing: to live happily, it is constantly running away from life  » However, on the background of mentally ill people in the clinic , he seems to be the normal and reasonable .. One can not help you start thinking  «Emmett quite ordinary person to the brink of madness it brought thoughts about yourself, not about their place in society, and the only mystery of life and death of his mother, -. the closest . and such a distant person Emmett can approach it only by feeling of weightlessness, gravity, and hes looking for it everywhere, feeling its lightness lean body; riding on the Ferris wheel; remembering the ride from my childhood; asking the question to his brother, to which there is no answer.

Monday, November 25, 2019

Rich and Unhappy or Poor and Happy Essays

Rich and Unhappy or Poor and Happy Essays Rich and Unhappy or Poor and Happy Paper Rich and Unhappy or Poor and Happy Paper * Choosing a career that pays well, but makes a person unhappy, and choosing a career that   makes a person   happy,but does not pay well. What is the purpose of life? What is the one thing that truly matters in order to experience a meaningful, gratifying existence? Some people might say that love and happiness are all one needs in order to live a fulfilling life, where no amount of materialistic wealth will amount to the same level of contentment as a life where one’s career is something that one strongly believes in and has passion for. Others, however, might argue that the only path to an enjoyable life is when one is able to live luxuriously. To have the finest, rarest, most expensive items or clothing is to have value and importance in society, which in turn, makes life worth living. In order to reach this stage, necessary steps need to be taken even if it causes unhappiness doing so. Choosing a career that ensures a generous paycheck will guarantee a life filled with materialistic commodities, but it doesn’t guarantee the benefits of a career that entices them, such as the drive or desire to work and the gratification one feels that might affect their emotional well being for the better. Yet, Choosing a career that sparks interest and passion guarantees a feeling of fulfillment but may not guarantee a substantial enough pay to enjoy some of society’s luxuries, such as the ability to travel or not having to worry about putting food on the table which otherwise might lead to stress that is harmful to one’s health. In a perfect world, everyone would be able to choose a career that houses both aspects, but alas, that is not the way the world works. Should one choose a career that pays well, but makes one unhappy? Or should one choose a career that makes one happy, but barely pays the rent. A life filled with the luxuries that our society provides can be seen by many to be a much-desired way to live. For them, the end result overcomes the means to get there, such as a stressful, unrewarding career who’s only redeeming aspect is a substantial paycheck. The ability to purchase the materialistic objects of ones desires, such as a fancy car, or a big house, is enough for some people to put themselves through school in a programme that doesn’t stimulate them emotionally, or intellectually. Nevertheless, with the disposable income, one would be able to take part in activities outside of work that is enjoyable and stimulating, like traveling or going to various cultural events that are out of reach for those with lower incomes. However, while one may be enjoying life outside of work, the harsh reality is that one spends the majority of the week at ones job, so in reality, a huge portion of one’s life is spent in apathy and indifference if the work doesn’t invoke any sort of enjoyment. As this continues over the years, depression is likely to follow due to the constant dread and lethargy that goes along with the job, and the realization that it will be like that day in and day out for years to come. For those who choose this way of life, happiness equates to the number of possessions they gained with their hard earned money, regardless of the mundane work they had to go through in order to achieve it, unless of course, they realize they made a huge mistake choosing money over their actual dreams and aspirations when its already too late. Other people have a completely different view of life as the ones who value money in high regard. These people see the benefits of a life filled with things that give them satisfaction, with the choice of career being a huge component of it. When one decides to spend the rest of ones life doing something that one is passionate and excited about, the wage it garners wouldn’t be high on one’s list of concerns, especially if it means that waking up every morning wouldn’t be such a dreaded daily event. The mere thought of spending another day doing something one enjoys is enough to keep one motivated throughout the longevity of their career. There are a few instances however, that may cause certain hesitation. For example, a young aspiring artist might be satisfied with a one-bedroom that doubles as their studio while eating ramen noodles for breakfast, lunch and dinner for now, but what if down the road they decide they want to settle down and have a family before they are able to make a profit from their art, which might not never even happen in the first place? The pressure of this realization and the constant worry of having to make ends meet could be detrimental down the line. Soon, the joys that the job brings could be overshadowed by the stress produced by this situation. Fortunately, most people that choose to go down this path are able to make ends meet and are content with living in the simplest terms as long as their lives revolve around the career of their liking. The decision of choosing which career path to take is probably one the most important, tear-inducing decisions a person has to make in their lifetime. It will dictate the way their life will go from that day forward nd the means on which they must live by. Whether it is a career that will bestow significant financial gain, or a career that will bestow significant personal gain, the decision rests on the personal opinions of the individual’s definition of a happy life. Even though this decision is entirely subjective, there is a stat that is worth mentioning; over a third of an average person’s life is spent working. Is being able to by the latest Prada really worth hating a m assive part of one’s existence?

Thursday, November 21, 2019

Health Hazards in Construction Research Paper Example | Topics and Well Written Essays - 2250 words

Health Hazards in Construction - Research Paper Example Outdoor workers face a myriad of hazards depending on the type of occupations, season, geographic location and the duration of exposure. A hazard refers to a potential for harm as documented by the Occupational Safety and Health Administration, OSHA (2012). Practically, it would be an activity or condition which, if left uncontrolled could cause illness or injury. Therefore, identifying such hazards and controlling, even eliminating them in good time would be beneficial in preventing illnesses, injuries, and even deaths. To do so, a technique that focuses on the tasks related to a job so as to identify and potential hazards before their occurrence, referred by Weeks (2011) as job hazard analysis, would be undertaken. This technique evaluates the relationship between the work environment and the worker, tasks, and tools employed. Ideally, the identification of uncontrolled hazards triggers the adoption of strategies that would reduce them to acceptable risks levels or completely elimi nate them. Construction is one of the outdoor industry sectors where job hazard analysis serves a significant role. Felperin (2013) categorizes the construction industry as either governmental or private involved with the erection of buildings for commercial or habitation purposes and public works that include roads, tunnels, bridges, airports, and dams among others. Thus, the construction job entails building, repairing, maintaining, modifying, renovating or demolishing of such facilities. In industrialized countries, construction workers constitute between 5% and 10% of the total workforce and globally, 90% of these workers are male. A majority of these are unskilled laborers.

Wednesday, November 20, 2019

The shift by manufacturing and service firms from acting as standalone Essay

The shift by manufacturing and service firms from acting as standalone entities, to being parts of wider networks of firms, may have important implications for - Essay Example The strategy is the choice which leads an outcome, and among different strategies the company chooses the one that suits better with the company and helps in achieving the best. The term "Comparative Advantage" means that the companies shares the best resources with each other in order to provide various prices of the product that provide the edge for the advantage. The last term "Networks of Firms" means that the firms are now trying to adopt the strategy that were similar to the networking of different departments within a single organizations. The networks of firms between different companies are a simple strategy that is used to provide comparative advantage to the companies involved in networking. The new term the roadmaps is now in used in which the different companies across the world adopt the process of networking through which they use to share information's, technologies and different issues related to business in order to provide a standardized product to the world. Usual ly this strategy is adopted in order to provide the quality product at a very low cost as the companies are using the cost-effective strategy. The companies use to share their resources, information's and technology that lower their cost when they work alone. The strategy is used in order to capture the global market with minimum uncertainty. The strategy is not even the cost-effective but also it reduces the time cost. The companies do not need to spend their time in allocating resources and information. From the last few years the departments of a single company is using the techniques of networking. This help in improving the communication levels within the departments and enhance the better management system. Usually this networking helps the prime activities to communicate very efficiently with the support activities. These enhance the quality system and process among the departments. Similar is the case with the roadmaps. The roadmaps development helps in sharing the different resources and information among different companies that enhances the operational cost of each product and provide quality with low price tag on the product. The strategy of roadmaps is only used when you require the standard product and for diversifying the product at global level with minimum uncertainty it is consider that the roadmaps strategy works very well. Starting our main topic, the Roadmaps, it is very similar to the networking of different departments. But the only thing is that developing the roadmaps is very complicated and complex process and need a lot of time in developing the different phase of the roadmaps. The roadmaps development is divided in three phases. While description of these phases we are using the simple ways rather making it more complex. The very first step or phase is the preliminary which itself consist of three phases or steps. The very first step of the phase 1 is satisfying the essential conditions, the second step is providing leadership or sponsorship and the very last step is defining the scope of technological road map. The step of satisfying the essential condition involves the organizations to satisfy on the rules and regulation in order to work together. Different planning horizons with perspectives are drive out within each organization and thus these are

Monday, November 18, 2019

Abstract Essay Example | Topics and Well Written Essays - 250 words - 26

Abstract - Essay Example In this study the researcher wanted to identify which markets have a higher predictability of the time series. The researcher even wanted to identify the relationship between the returns of Indian stock market and the R/S ratio. To conduct the study the author obtained the closing stock rates if different indices that were being trades on India’s stock exchange and this data comprises of data obtained from year 2000 to 2010. The researcher identified that all the stock indices that were employed in the study were close to 0.5 Hurst exponents who shows that the returns from the stock exchange are completely random and the market is quite efficient. The researcher even identified that when the values of R/S ratio were elevated, the returns were even increased and when the R/S ratio was low, the returns were even low. The researcher concludes that the R/S ratio can be used making trading decisions and while analyzing a particular trend in the stock

Saturday, November 16, 2019

The Built Environment And Tourism

The Built Environment And Tourism Tourism has been one of the economic success stories of the last 40 years. It has grown into a major component of the world economy and one of the most highly developed and dynamic industries with an important contribution to incomes and employment. Tourism has been rapidly growing sector and a wide-sweeping socioeconomic phenomenon with broad economic, social, cultural and environmental consequences. It is likely that tourism will continue to dominate the international scene for many years to come. (Sharma, 2011) The environment is perhaps one of the most significant contributors to the popularity and attractiveness of a destination. Sceneries, pleasant climates and unique landscape features have an imperative influence in tourism development and the spatial distribution of tourist movements. Apart from environment, the other important tourist puller is culture in all its diversity across continents. Cultural tourism has long existed, but recent demographic, social, and cultural changes in the main source countries have led to an increasing number of new niche markets in destination countries, including culture-oriented holidays. However, like other forms of development, tourism has also contributed to its share of problems, such as social interruption, loss of cultural heritage, economic dependence and environmental degradation. (UNEP, WTO, 2005). Learning about the brunt of tourism has led many tourists to seek more conscientious holidays. These incorporate various forms of sustainable tourism such as: nature-based tourism, ecotourism and cultural tourism. The major problems arise because the environment (at least in the short term) is a zero priced public good and as with any zero-priced good, is subject to excess demand and over-utilization. This over-utilization of the natural resources and exploitation of cultural heritage especially during the peak periods of tourist activity as well as often ill planned tourism development, have provided a number of examples where tourism is in conflict with the environment (Coccossis, Parpairis, 1995). Not only that, as a result of environmental consciousness, a grea t number of alternative forms of tourism been developed in the last decade. Sustainable Tourism promotes limited-scale, low-impact, community-based activities. It may be defined as tourism that gives stress to the contact and understanding between the hosts and the tourist, as well as the surroundings (Smith Eadington, 1992) or as tourism consistent with the natural, social and community values and that allows a constructive relationship among locals and tourists. (Wearing Neil, 1999). Sustainable environment requires sustainable design. Architecture and design can preserve the memorable and old monuments while it can also create new and attractive qualities in which people can use and enjoy. Architecture has the talent of defining spaces and therefore has a powerful influence on the human behaviour and understanding and this is exactly what is always taken into account in sustainability, maximizing economic benefit and preserving the ecosystem. But what should be the approach to this design to achieve all goals of sustainable tourism or rather what are the tools and principles of architecture that need to be adopted to embrace sustainable tourism need to be developed. Thus the question to be answered is: What should be the architectural approach for sustainable tourism? Defining Sustainable Tourism Sustainable tourism is often considered to be a special kind of tourism that appeals to a particular market niche that is sensitive to environmental and social impacts. This is a narrow view as sustainable tourism is much more than a discreet or special form of tourism. The term sustainable tourism refers to a primary objective to make all tourism more sustainable. It is a continual process of improvement, one which applies equally to tourism in cities, resorts, rural and coastal areas, hills and protected areas. It should be thought of as a division of tourism, not a type of tourism. Sustainable tourism is based on the three pillars of sustainability (economic, social and environmental) and is simply defined by the World Tourism Organization as: Tourism that takes full account of its current and future economic, social, and environmental impacts, addressing the needs of visitors, the industry, the environment and host communities. (WTO, 2005), Sustainability is a process and not an end state. The built environment and Tourism Tourism has an adverse effect on built environment. It could be on architectural faà §ade, change of landuse, overburdening of infrastructure etc. Large scale construction of tourist facilities and other infrastructure tends to change the land use of an area and also disturb the natural ecological harmony of a destination. Also tourism brings changes to the vernacular technology and sometimes the traditional constructions simply vanish giving way to modern construction which is most of the time not following and principles of sustainability. Instead they create harm to the destination, eventually losing the character, being environmentally disturbing and not suited to the needs apart from commercial aspect. Some of the other impacts of tourism on built environment and architecture of a place are: over-intensive urbanization, illegal constructions, pollution, negative aesthetic changes, degradation of quality etc. Need Identification Tourism now accounts for 10% of the worlds economic activity but at the same time it has major impacts on the natural and built environments and as well as on well being and cultures of host population. Ecological, social and economic sustainability are intertwined. Tourism and architecture may be connected to the benefit of the two and ultimately to the benefit of the people. There has been only a very little research on the role of architecture and the approach that should be followed when targeting sustainable tourism. Since building activities like construction of hotels, guest houses, tourist centres, commercial centers etc dominate the development of tourism at any place, there is a need to develop an approach and policy on architectural developments as part of sustainable tourism. This problem is of fundamental importance as it has led to the absence of an adequate theoretical foundation for understanding the dynamics of alternative tourism and the social activities it involves and responding to it accordingly. Sustainable design and planning do not jeopardize the economical benefits that a healthy tourism industry can bring; on the contrary, they can enhance local peculiarities and make use of traditional knowledge and expertise. Where sustainable methods and materials are employed, buildings can be both ecologically and economically profitable, thanks to their lower construction and life cycle costs. This dissertation will be a small effort in the same direction. Scope Sustainability does not require a diminished quality of life, but it does require a change in mindset and values toward a less consumptive lifestyle. These changes must embrace overall interdependence, ecological stewardship, social responsibility and economic feasibility. Various government bodies, international organizations and conventions have stated the importance of tourism and its sustainability. Many countries as well wish to or have already initiated the pursuit to policies of sustainable tourism. In fact one of the most important issues in sustainable development of tourism resources is the consideration and expansion of design and construction standards in order to reach an optimum use of energy, water and land resources. The scope of the study will be to understand sustainable tourism and its forms keeping in mind the delicate destinations specially, be it in terms of their ecosystem, cultural heritage or economic stability and state principles that should govern the architectural design and planning of the tourism infrastructure keeping in mind sustainability as defined above. To lay down the architectural ethics in planning and designing of tourist needs like hotels, guest houses , activity centres etc suitable to the ecosystem ,society and economy. The study will concentrate on the fragile destinations since there is more need there but the applications will be in general universal. The scope of research is in guidelines published by international bodies keeping in mind Indian destinations. Limitations The case studies where sustainable tourism developments have been implemented will not be accessible physically and the research will have to depend on secondary sources of data. The primary case study will be covering a destination which is fragile ecologically, culturally and economically. It might not be possible to make multiple visits and at the same time while doing the survey the lack of academic knowledge regarding the subject amongst hosts could lead it directionless. None of the tourist destinations in India has adopted sustainable tourism as a whole. Few resorts, localities etc have adopted sustainability within them. Sustainable tourism is a relatively new term; the research on it will be limited to data over the past 3o years only. Since the scope has to be limited the research will concentrate particularly on role of architecture in sustainable tourism and not other means of achieving it. When formulating the survey questionnaire, the lack of knowledge about sustainable tourism might lead to indirect framing of questions. Also people will have to be relied upon for being honest which might not be the case for all. 1.7 References and Bibliography References Khaksar,A., Tahmouri,A., Hoseinrazavi,S., 2001, The Reciprocal Effects Of Architecture And Tourism: The Sustainability Approach, Allameh Tabatabai University, Tehran, Iran Sharma,K., 2011, Sustainable Tourism Development Through Sustainable Architecture: A Projected Case Study of Coxs Bazaar, Bangladesh. Masters thesis, University of Huddersfield UNEP and WTO, 2005, Making Tourism More sustainable: A guide for policy makers

Wednesday, November 13, 2019

The Cuban Revolution Essay examples -- Cuban History, Fidel Castro,

After year of recruiting, training, plotting, Fidel was ready to launch his revolutionary offensive. â€Å"His rebel ‘army’ consisted of less than 200 men, and two women;† (Huberman 1960: 28) the group consisted of students or graduates, and nearly all of them were young people like himself and his brother, Raà ºl. Most of them were â€Å"politically active, articulate and impatient young men who had been drawn to the radical movements or to the ardently reformist Orthodox Party of Eduardo Chibas.† (Macgaffey 1962: 275) The rebels gathered outside Santiago, in the Fidel’s native Province of Oriente where they could launch an attack on Moncada Barracks, the army’s second largest military installation. (Huberman 1960: 28; Macgaffey 1962: 275) The attack was slated for July 26, 1953, at dawn, during the annual carnival celebration. (McCormick 1998: 67) â€Å"With the carnival in full sway, Castro expected the military to have its guard down.† (Leonard 1999: 9) At dawn of July 26, they divided into small groups to launch the assault, each group with specific objectives. The first intention was to â€Å"take by the surprise and capture the Fort Moncada, and take machine guns, tanks, armored trucks, up-to-date rifles and ammunition.† (Huberman 1960: 28) They could then seize radio stations, (Hampsey 2002: 95) and â€Å"They were to announce a revolution based on ‘Creole values,’ (Goldenberg 1965: 151) led by new men ... free of all obstacles with foreign nations and ... of appetites of politicians. They promised welfare and economic prosperity, social justice, respect for other nations, and respect for the constitution.† (Macgaffey 1962: 275, 276) â€Å"Such publicity was designed to call the people to revolt against the dictator, Batista,† (Hampsey 200... ... arrange a Military Junta.† (Goldenberg 1965: 163) However, before the plan could be put into operation, ‘the battle of Santa’ Clara took place, ending in a total fiasco for government troops.†(Goldenberg 1965: 163; Macgaffey 1962: 293) On the night of December 31, Batista and his collaborators fled to Dominica Republic. (Macgaffey 1962: 293) Immediately, Fidel called for general strike and subsequently, other major cities surrendered and Fidel and his rebels marched to Havana. (Goldenberg 1965: 163; Macgaffey 1962: 293) â€Å"Before the dawn on January 2, Fidel’s army marched into Santiago, and accepted unconditional surrender of Batista’s forces at Moncada.† (Goldenberg 1965: 163) The war was over and Fidel and his victorious army rode in triumph from one end of the island to the other and arrived in Havana on January 8. (Goldenberg 1965: 163; Macgaffey 1962: 293)

Monday, November 11, 2019

My Papa

Reflective Essay by Liam Shortall Visiting Papa It was March 2011, and my Dad and I had just been to pick up my brand new trombone from the Rath factory in Huddersfield and were heading towards Liverpool Heart and Chest Hospital to visit my grandfather. He had just had been through quadruple bypass heart surgery at the tender age of 79. My grandfather, or Papa, had been suffering from acute pain in the heart, and severe exhaustion :the daily stroll to the shop had now become an impossible task. After being examined by his local GP on a regular basis for a few months, he was admitted to Liverpool for this major operation.My grandfather was immensely apprehensive and at one point almost refused treatment. One week into his stay, my Dad went with my Uncle Richard to visit him. He was extremely confused; he didn't know his location and how long he had been there. My Nana had kept my Dad and Uncle informed in regard to his condition but in visiting him they soon realised that she had not revealed the full extent of his ill health. After this particular visit my Dad didn't really seem himself, he seemed anxious and constantly on edge, a complete opposite to his usual joking self. My papa must have been in a dreadful state.Previous to my visit to Liverpool Heart and Chest Hospital (LHCH) we had been to pick up my new trombone, I was ecstatic. Finally I was getting the instrument that I had being dreaming of for, what felt like forever. And after so many sleepless nights too, the day was finally here! But my happiness was short-lived, I wasn't to know of the severity of Papa's condition and my heart soon sank when we entered the hospital. As soon as I walked though the hospital doors, I seemed to feel even colder than I did outside on this winter day: it was so clinical and unwelcoming.Suddenly I felt very uncomfortable in this new environment; never have I felt so selfish and guilty. After hiking through this never-ending maze of wards, through the different sounds an d noises coming from various wards, we entered the room my Papa was ‘recovering' in. I briefly looked around, noticing my Nana standing in the corner of the room with an exhausted and worried expression on her face, trying to force a smile. We walked over to the bed in which my Papa lay looking still and weak with his eyes closed. He ad all sorts of pipes and tubes entering his frail body, and a never ending metronome of multiple beeping sounds came from various machines that had been plumbed into him. This bruising sight still stays with me today. Gently laying her hand on his arm and shaking him softly, my Nana attempted to wake Papa up. He opened his eyes until they were open just enough to glance over at us. He then muttered something that I couldn’t understand. He seemed to vaguely recognise who his son was, but when he looked me it was as though he hadn't seen my before in his life, as though I was merely a stranger at his bedside.Nana explained to us that as a re sult of his surgery and strong medication he was becoming exceedingly confused and exhausted. My increasingly distressed Nana seemed at an all time low and she had lost all hope for Papa. My Dad had managed to have a half conversation with his Papa, he told me. He said that Papa would say a few words and then stop for breath. Nana then gingerly pulled back the bed sheets that lay on top of him and revealed his chest. There was a large, very noticeable scar surrounded by a sea of black bruises which covered his chest. I stared at my Papa for a while.The Papa I knew so well was so warm hearted, lively and full of humour, so different to the man lying in the bed in front of me . A lump had developed in my throat and my vision became blurry. I blinked and could feel the sting of a single tear run down my cheek. The feeling of not being recognised by someone you know so well and have so many fond memories with, was unfathomable. Knowing there was nothing I could do to help someone that w e loved and cared about so much made us all feel so incredibly helpless. As visiting hours came to a close we said our goodbyes to Papa, hoping for the best for his health, but dreading the worst.He of course was too delusional to reply, which felt so demoralising as he always would make a fuss of us leaving after a visit. Nana then walked us back to the car park. She, understandably wanted to get back to my Papa's bedside. So we awkwardly said goodbye to her and wished her and Papa the very best. Visiting my Papa in hospital affected me in more ways than I ever imagined it would have. Looking back on this experience I realise how important it was and how much of a turning point it was in my life. It made me realise how much we take our loved ones for granted, and how harsh the reality of life actually is, and how precious it is also.I realised how much of an influence my Papa had had on my upbringing. Many of the features of my personality are related to my Papa and his character, which made the worry of something sinister happening so much more awful. It also made me realise the ignorant and selfish attitude I had before this emotional day. And to think how lucky I, and the majority of us actually are. I believe most of us take our good health for granted. And we don't realise how good we have it compared to others who are in dreadful states, when their personalities are often unrecognisable.

Saturday, November 9, 2019

Sex Now And Then Essays - Prevention Of HIVAIDS, Midwifery

Sex Now And Then Essays - Prevention Of HIVAIDS, Midwifery Sex Now And Then Sex Now and Then Sex is one of the most heated issues in our society today. Obviously sex has always been here, but in the past people were at least a little more discreet and respectful, and it was much more common for sex to be honored in marriages only. Now, sex education is taught to junior high school students, teachers are giving out condoms, and sex is so far from being sacred that its sad. Slowly it has been revealed to in layer, in such a way that we are no longer surprised that America is one of the leading countries for sex - related problems. How did it go from sex representing a bond of love between man and wife, to multiple sex partners, sexually transmitted diseases, and pregnancies that are usually unwanted? Who or what is to blame for the obvious decline in our values? Before fingers are pointed, take a look at a few problems we are having today. There is a lack of communication between parents and children, the media is infested with sex, broadcasting it on television and theatres, and even on radios to audiences of all ages, and the thought of any principles being displayed in anyones daily life seems ancient. Everyday new commercials are aired desperately encouraging parents to discuss with their children what is going on in their lives. Most teens faced with the overwhelming decision of sex are unaware of all the consequences it can bring. Perhaps the teachers skim over the ugly part of sex, which usually includes the physical diseases and pregnancies, but parents need to re - emphasize these problems and warn their children of the emotional pain that can come with having sex before total commitment, love and trust is in the relationship. Some parents would argue that they do know what is going on their kids lives and that can learn for themselves about sex. I disagree. Too many times parents assume that their children are doing well without their help, and never even ask about how things are going. Sex is openly discussed just about everywhere, except for the one place it needs to be in the home for helpful answers to problems, and to be cherished in marriages. A parent should be the first place a child can come to just to talk about anything in their lives. Another reason sex is so popular these days is because it is publicized everywhere. I see it on television and theatres, hear it in the music, and eventually end up excited about the idea just like everyone else. There is nothing wrong about being excited, but sex is shamelessly overrated, and as it is, its sending out confusing messages to children who should not even have to deal with such decisions so early in life. Our society portrays sex carelessly, implying that because it is everywhere, than its acceptable and then they expect everyone to think for him or herself. Thats impossible when some of these kids are young, and still depend on their parents for lunch money and rides to school. Another good myth is that if it feels good then its okay to go ahead and have sex. The truth is usually it does feel good, but that doesnt make it okay all the time and it does not omit anyone from the harmful consequences it can bring such as gross diseases, early pregnancies, and guilt and pain for the rest of your life. Unless things change, a lot of children, teens, and adults will be fooled by the way our media views sex, and the result will be more clueless people messing up their lives in a way that can never be changed. The last and perhaps most relevant reason for so much sex outside of marriages is the decline of Americas morals and values. Its not uncommon at all for a person to have had sex with four or five people before getting married. Their spouse usually being one of those few, they have already slept with. Nor, does it shock anyone these days to hear about young girls having abortions because they wanted to have sex, but didnt want to

Wednesday, November 6, 2019

Abolitionism essays

Abolitionism essays During the nineteenth century the United States of America was experiencing a period of transition. There were many attempts at reform to rebuild the nation and the issue of slavery was a major factor. Massachusetts born abolitionist, William Lloyd Garrison, played a huge part in trying to abolish slavery. There were also a quite a few black abolitionists in the North that played a role in the movement. Their philosophy, along with Garrisons, helped a lot in the movement to rid the country of slavery. William Lloyd Garrisons philosophy simply said, opponents of slavery should view the institution from the viewpoint of the black man, not the white slave owner. They should not, as earlier reformers had done, talk about the evil influence of slavery on white society; they should talk about the damage the system caused to blacks. And they should, therefore, reject gradualism and demand the immediate, unconditional, universal abolition of slavery. Another thing that bothered him was the mention of colonization. He believed that those who agreed with it were not emancipationists, but they were trying to strengthen slavery by ridding the country of blacks that were already free. He believed the only true way to get rid of slavery was to gives all blacks the rights of American citizenship. Garrison transformed abolitionism into a new phenomenon because earlier efforts rapidly lost strength and opposers of slavery had hit a dead end. There were a number of free blacks in the North who were victims of prejudice and mob violence in the cities. With all of the problems they faced, they kept in mind that they were still free. They used their freedom to aid others of the same race in the South who werent free. Many Northern blacks, in the 1830s, came to support Garrison. A free black man from Boston named David Walker, published an important pamphlet in 1892 called Walkers Appeal. The greatest orator ...

Monday, November 4, 2019

First Council of Nicaea Assignment Example | Topics and Well Written Essays - 250 words

First Council of Nicaea - Assignment Example Arianism thus did not believe in the Holy Trinity (three equal persons in one God) as mainstream Christianity did. â€Å"Indeed, even though there may be so-called gods in heaven or on earth — as in fact there are many gods and many lords — yet for us there is one God (Gk. theos - ÃŽ ¸ÃŽ µÃŽ ¿Ãâ€š), the Father, from whom are all things and for whom we exist, and one Lord (kyrios - ÃŽ ºÃâ€¦Ã ÃŽ ¹ÃŽ ¿Ãâ€š), Jesus Christ, through whom are all things and through whom we exist.† (NRSV) The controversy was submitted for decision to all the Christian bishops at the First Council of Nicaea, which is generally regarded as the First Ecumenical Council. The Council decided overwhelmingly to uphold the divinity of Christ. The vote of an estimated 250-318 attendees was nearly unanimous to adopt the view that Christ was God as well as man, with only three voting for the Arian position that Christ was not God. The Arian teaching thus became

Saturday, November 2, 2019

Art History (world of art) Essay Example | Topics and Well Written Essays - 1500 words

Art History (world of art) - Essay Example Much of their art includes actual human skulls. It is customary for the Asmat to keep the skulls of their enemies once they have killed them. The Asmat even named their children after enemies which they have killed. The Asmat are also known for using human skulls to rest their heads on at night, instead of pillows. The Asmat do, however, consider wood to be very sacred. The reason for this is that they believe that they actually arose or came from wood. They are known in addition to being cannibals as being magnificent word carvers. Much of their art is derived from wood or carved into wood thus honoring their belief system of the sanctity of wood. One piece in particular known as Korvar, is a wood carving depicting what looks like a small human-like deity with a large head. This could be considered to be a deity of wood or an embodiment of the sacred wood that the Asmat held as sacred. The face of the carving is less human-like than the body. It has almost a bill-like mouth and undefined eyes. Carvings of the Papua Gulf tribes (Kerewa) included agibas (essentially a skull rack). These agibas were used to hang human skulls for display. The skulls were often decorated with shells, seeds and other organic materials. One agibas could be used to hold hundreds of skulls belonging to one clan or tribal segment. Often the agibas would be fashioned into human appearance or a pair of humans. The Kerewa of the Papua Gulf truly embraced cannibalism and â€Å"head hunting† as a way of life. The fact that they had artifacts which were hand carved specifically for the purpose of displaying the skulls of their enemies serves to emphasize this. Among Native North Americans, the belief in spirit guides was not only a sense of spirituality but a way of life. It was believed that spirit guides granted certain individuals â€Å"privileges† that could be carried down through generations. For example,

Thursday, October 31, 2019

Competition and financial stability Essay Example | Topics and Well Written Essays - 2000 words

Competition and financial stability - Essay Example The competition is always seen as a requirement necessary for efficiency of the banking system. Although varied theoretical and empirical studies have attempted to argue that monopoly offer banks higher incentives to improve their financial performance, competition in the banking sector have also enabled banks to compete favorably; thus enabling banks to achieve their demanding needs effectively (Schinasi and International Monetary Fund, 2006). This is because of the notion that vulnerability and restraints on competition are necessary for preserving the stability of the banking system in the current financial market; therefore, the essay offers a critical assessment of the trade-offs between competition in the banking system and financial stability. Advantages of Competition Competition is desirable in the banking system because it contributes to increased competitive business performance across the banking sector (Marinc, 2012). The charter-value for competition stability theory as sumes that the more concentrated and less competitive banking systems, the higher chances of becoming more stable. The contrasting perspective to this theory is that a more concentrated banking structure may lead to more bank frailty. Boyd, De Nicolo and Jalal (2010) argue that market control in banking system increases profits, but bank steadiness ignores the prospective impact of market powers for banks. The authors argue that the higher interest rates in the banking sector may induce the banking industries to assume greater risks; hence, they find a positive relationship between concentration and bank fragility (Kohn, 2003). Many banking system support competition feebleness and this had significantly contributed to financial volatility in many banks across Canada and the UK. Therefore, the less bank rivalry, the less credit rationing and higher chance of malfunction in case loans are subjected to multiplicative reservations. Competition and higher level of concentration in the b anking sector can also create a positive impact on liability menace. Boyd, De, Jalal and International Monetary Fund (2009) argue that less competition in banking system can contribute to more financial stability in case information about the probability distribution of liquidity of the depositor is private. Allen, Carletti, Gale and Centre for Economic Policy Research (2011) assert that it is crucial to prevent banks from taking excessive risks in the competitive markets. Hence, the deposit interest rate ceilings are vital even with capital requirements. Beck, Beck and World Bank (2008) argues that concentration is not a consistent rivalry signal in the banking sector; thus, the bank illiquidity can augment in any fiscal market structure. Therefore, lower competition in the banking system is crucial because it enables banking relationships to endure for a long period. Drawbacks of Competition Competition in the financial market can impact steadiness in the banking system in diverse ways; first, competition can impact financial stability is through the interbank market system and through the payment system channels. Allen and Gale (2000) argue that perfect competition can prevent banks from offering liquidity to other banks that have been strike by short-term liquidity shortage. Therefore, there is no bank that will have adequate incentive to offer liquidity to the banks that have problems in case all banks are price takers.

Tuesday, October 29, 2019

Black Men and Public Spaces Essay Example for Free

Black Men and Public Spaces Essay The name of the story is Black Men and Public Spaces. It was written by Brent Staples in 1986. Brent Staples is a black man who whenever in public is met with fear from others because of his races stereotype. Feeling like a potential perpetrator can be just as unnerving as feeling like a potential victim. Staples has the ability to alter public space by his physical behavior, his dress and his verbal reaction. Black men have a reputation of being rapist, murders and gang members, therefore many people get worried when a young black man is around. So Staples has learned how to change his perception or level of threat to others. He accomplishes this by his physical behavior. The way he walks or acts around others can change there mood. Now Staples notices if people are frightened by him. Brent Staples attempts to introduce people to something most all are guilty of, but pay little attention to. Using accounts from his own and others’ experiences, Staples essay portrays the racist tendency of people to assume black men are potentially violent and dangerous. Stereotypes are so common in our world today and people don’t even notice how bad they portray it. I hate seeing that a man had to force himself to change the way he acts and portrays himself in public. Why should someone change their ways? It made me think of a time when I was getting gas on Green River Road near Washington Avenue. I was almost done when a car with two black men pulled up and stepped out of their car. I was nervous so I stopped and got into my car real quick. Now that I think about it those men weren’t doing anything, just grabbing some late night food. How could I be that bad of a person? I know now that was wrong of me and I’m working on it. I hope someday society will realize what they are doing and change it. Not just for their sake but for mankind. Staples was viewed as a rapist, murder, and etcetera, all because he was a black man. But in reality he was just as uncomfortable as everyone who looked at him differently. Brent Staples tries to make people aware of what they are guilty of and someday all will realize.

Sunday, October 27, 2019

Banking Structures and Regulation in the UK

Banking Structures and Regulation in the UK Part 1 Bank Structure and Regulation in the UK The uks banking system falls into the â€Å"restricted universal† category because banks are discouraged from owning commercial concerns. It is made up of: commercial banks consisting of the â€Å"big bang† uk banks, HSBC (Hong Kong Shanghai Banking Corporation), the Royal Bank of Scotland group, HBOS (Halifax Bank of Scotland) and Barclays, with tier 1 capital in 2005 ranging from $35 billion (HSBC) to $19 billion (Barclays) and the group together with about a dozen or so other major banks including Lloyds-TSB ($ 2.5 billion), abbey national, standard chartered and Alliance and Leicester ($ 2.5 billion). The big four, and some of the other banks, engage in retail, wholesale and investment banking, and some have insurance subsidiaries. By the turn of the century, many of the traditional English merchant had been bought by foreign concerns, beginning with Deutsches purchase of Morgan Grenfell bank in 1988. Kleinwort Benson was bought by Dresdner, and the Warburgs by the union bank of Switzerland. Barings having collapsed in 1995 was bought by ING, but Later closed. Some building societies converted to banks following the building societies Act,  1986. Effective January 1987, the Act allowed building societies to convert to bank plc status, to be supervised by bank of England and protected from hostile takeover for five years. Most of the top ten (by the size) building societies in 1986 had, by the new century, given up their mutual status. The early conversions were Abbey National (1989), Bristol and west, Cheltenham and Gloucester (1992; a subsidiary of Lloyds TSB). Building societies that converted between 1995-7 were the Halifax (after a merger with Leeds BS), Alliance Leicester, Northern Rock and Woolwich (taken over by Barclays in 2000). Birmingham Midshires was purchased by the Halifax in 1999; Bradford Bingly converted in 2000. Building societies have a long history in British retail finance. Member of the a society paid subscriptions, and once there was enough funding, a selection procedure determined the member who would receive funds for house purchase or building. In 1945 permanent societies began to form, members kept a share a (deposit) account at a society and could, after period of time, expect to be granted a mortgage. Over time, depositor and mortgages were not necessarily from the same group. As mutual organisation, every customer (depositor or borrower) has a share in the society, with the right to vote on key managerial change. Each vote carries  the same weight, independent of the size of deposit mortgage or loan. In 1984, an informal but effective cartel linking the building societies dissolved after Abbey National broke ranks,(2008 Abbey bank merger with European bank Santander) by the time, many of the large societies viewed the â€Å"big four† and other banks as their main competitor. The Building Societies Act (1986) took effect in January 1987, and allowed building societies to offer a full range of retail banking services typical of a bank. The Act specified the financial activities a building society could undertake, namely: Offering a money transmission service through cheque books and credit cards. Personal loans, unsecured. Foreign currency exchange. Investment management and advice. Stock broking. Provision and underwriting of insurance, Expansion into other Eu states. Real estate services. However, there important restrictions: 90% of the building societys asset had to be resident mortgage, and wholesale money plus deposit could not exceed 20% of liabilities, subsequently raised to 40% then 50%. In 1986 act also gave these organisations the option of converting to bank status and as a results, the number of building societies fell dramatically as table1.1 shows The investment banking industry is dominated by major us and European banks including Goldman sachs, Morgen Stenly, Lehman Brothers, Merrill Lynch, uBS, Deutsche bank and credit Suisse. In additions the main uk banks also have investment banking subsidiaries (e.g. Barclays Capital). There are few independent uk merchant banks as most have been acquired by overseas investment and commercial banks. Recent Changes in Retail banking structure To operate in the retail markets, bank have traditionally required an extensive branch network. However, technological developments in particular the growth in automated teller machine (ATM) networks, telephone/internet banking, mobile phones and interactive digital television have enabled a new type of bank to emerge that does not need branches to conduct business. In uk the pioneer was First Direct, which began as a telephone bank in 1989 and is an operation of HSBC, one of the large clearing banks. By 2002 First Direct had around 1 million customer and offered a full range of retail bank services, from cheque accounts to personal loans. Over half of the customers First Direct regularly use internet to access their account. Most of the other established banks in the uk have followed the lead of HSBC and started up a remote banking service that allows customers to access their account using the telephone, internet or mobile phone. The british Bankers association (2002) reported that , in 2001, one third of all bank accounts were accessed through the telephone or internet. Of these remote transactions, it is the internet that now dominates, accounting for 167 million transaction in 2001 compared with 127 million telephone transactions. In late 1980s numbers of branch declined because of technology innovation. the introduction of ATMs (at the branch and remote location grew significantly. there was also a substantial growth in electronic funds transfer at point of sale (EFTPOS) terminals from 4,640 in 1993 to 8,984 in 1997 further reflecting the trend to supplement tradition with new distribution channels. These terminals are placed in retail stores, shopping centres , petrol stations and so on. That process credit and debit cards payments. The number of such terminals is believed to have exceed 11000 by 2004. Some of the banks proved pay-in machines out side the banks branches for 24/7. The reason for shifts from branches to other means of financial service firms desire to improve operating efficiency as well as customers increasing demands to access banking services outside traditional hours. As the banks and building societies branches fall rapidly the unemployment increased. The fall in staff employed is particularly noticeable for retail banks (it fell by round 75,000 between 1990 and 1996), although retail bank employment increased from then onwards by over 45,000 to reach just over 346000 by the of 2004. But from early 2008 to 2009 many branches closed because of recession (banking crisis), and by 2010 RBS plc will closed 300 more branches, in results 3,500 bank staff will become jobless. The increased in employment after 1996 is imputable to building societies conversion to bank plc. In addition there has been a substantial increase in employment by foreign banks since 1996 up to 2001 reflecting the booming capital markets activity of foreign owned investment banks in London. The graph shows that all the main banks have maintained relatively stable staff levels in recent years. It should noted that RBS acquired NatWest in 2000, large decline in NatWest is mirror by the increased at Royal Bank of Scotland. In 2004 330,700 staff were employed by Major Bank British Groups. Interesting to note that 63 per cent were female, of whom 76,300 were employed as part time worker. Throughout the 1995 there has been a gradual increase in the number of part time employed in the banking sector mainly in retail banking sector. Again the general decline in total employment in the banking sector and the increase in part time employment, are indicators of the banks desire to improve their operating efficiently. Recent development in the uk financial system. There has been a tremendous change in the uk financial system since the early 1980s. The change that have been taken place can be analysed in a systematic way. This analyse adapted from Llewellyn (19985, 1991), provides a framework for assessing and interpreting the more specific discussion of event in financial market. Some of the main force leading to the modification of any financial system are. Change in the market environment. Change in the portfolio preferences of user of financial intermediation services. Change in the preference of and constraints on the providers of financial intermediation services. The interaction of these forces produces financial innovation, which is essentially the development of new financial instruments and techniques of financial intermediation, and structural change in the financial system with appearance of new financial markets and change in the organisation and behaviour of institutions. Over the postwar period up to the end of the 1960s the uk financial system was characterised by strict demarcation between the various types of financial insititusions. So banks provides banking services and building societies provides housing finance services. As a consequence there was also little competition between the different types of institution. There was also little competition within a particular financial markets as, for example, banks and building societies operated cartels which set interest rates. Similarly within stock markets, restrictive practise, in particular the existence of minimum non negotiable commission, had the effect of reducing competition. In 1971 reform of the banking system, through a package of measure know as competition and credit control, led to the removal of the banking system cartel and greater competition within the industry. However, most of the deregulation of the financial system occurred after 1980, with the aim of introducing greater compe tition, alongside this deregulation there was a parallel trend to tighten up the prudential intermediation services. In 1980 controls on banking lending were abandoned, leaving banks free to expand into new areas and one areas which was targeted was housing finance. Banks therefore entered into competition with building societies. Which led to building societies abandoning their cartel arrangement, and in 1986 to the building societies act, which relaxed to some extent, the constraints imposed on building societies. Competition in uk banking the Cruickshank report The terms of reference for the enquiry were to examine innovation, competition and efficient in the retail banking industry in the uk, to see how these compared with international standards and to consider options for change. The enquiry team reported in March 2000(Cruickshank 2000). The report identifies that banks are treated differently from other industries in many respects, including high regulatory barriers to entry and diluted exposure to competition law. This special treatment is likely to be the result of an informal contract between government and banks, designed to deliver confident in the banking system. However the report argues that this special treatment of the industry has allowed banks to escape the rigours of effective competition. This conclusion is supported by reference to the fact that the return on equity for uk banks is well in excess of their cost of capital. The three areas of retail banking investigated in depth were, the payment system; services to personal customers (current accounts, saving products, personal loans, mortgages and credit cards); and services to small and medium-sized businesses (current accounts and external finance). Competition problems were found in each area. However, the report noted that, as a result of new entrants into the market for the supply of services to personal customers, competition is increasing and prices should fall in the future. The most severe competition problems were found in the payments services and as the current account is one of the main products provided to retail and small business customers, restrictions in payments services have an impact on other retail banking markets. The uk payments system consists of a series of unregulated networks (such as the bankers automated clearing services and ATM networks) mostly controlled by the main banks. Access to the system is restricted to banks or similar institutions. This clearing creates barriers to entry and therefore stifles innovation and competition. The Cruickshank committee recommended the establishment of a payments system regulator with power to deliver competitive outcomes. The government has instead proposed that the office of fair trading (OFT) be given new power to promote competition in payment system. The Cruickshank reviews also concluded that the supply of banking services to small and medium sized business was less competitive than the supply to personal customers. The market is more concentrated and has higher barriers to entry. As a consequence the government referred the problem to the competition commission. The competition commission confirmed that a complex monopoly exists in the supply of banking services to small and medium- sized business(competition commission 2002). It recommended a number of measures to reduce restrictive practices, including allowing small business customer to switch account to other banks quickly and with minimum cost. VSA Banking Structure and Regulation The central bank and bank supervisory function in the VSA have evolved to create a VS banking and financial structure which, by the late 20th century, was notably different from those in other western countries. Several factors explain its unique structure. First VS regulators have been far more inclined to seek statutory remedies in the event of a new problem, resulting in a plethora of legislation. Second the protection of small depositors has been considered an important objective since the 1930s. Third, concern about potential collusion among banks and between banks and regulators has received as much weight in the VSA as measures were put in place to preserve the stability of the banking system. However, two important financial reforms could result in gradual but major change in the structure of VS banking over the first decade of the new century. The most PART 2 1: CALL OPTION A OPTION that give the HOLDER the right but not the obligation to Buy a stated quantity of the underlying instrument at a specified price on or with in a predetermined period of time. 1.1: PuT OPTION A OPTION that give the HOLDER the right but not the obligation to Sell a stated quantity of the underlying instrument at a specified price on or within a predetermined period of time. CALL OPTION So=  £3.00 X =  £3.25 Period until maturity = 1 year Upwards price at 1 year =  £6.00 Downwards price at year =  £1.50 Risk free interest = 5% T= 0 T=1 Uso = 6.00 So = 3 Dso = 1.50 Max (uso X, 0) (6-3.25,0) = 2.75 Co = Max (Dso X, 0) (1.50- 3.25 , 0)= 0 6xY + (1+rf)Z P.Fo = 1x Y+Z 1.5x Y+(1+rf)Z Create a portfolio today by Y(number of shares) in BRIGHT Ventures plc and deposit  £Z at risk free interest rate for 1 year. Today P.F = 1xY+Z After One year If the shares price increase  £ 6xY+ (1+rf)Z = 2.75 If the shares price decrease  £ 1.5xY+(1+rf)Z=0 6.0xY+1.05Z=2.75 1.5xY+1.05Z=0 4.5Y= 2.75 Y= 2.75/4.5 Y= 0.61111 1.50.61111+1.05Z=0 0.9167+1.05Z=0 1.05Z= 0.9167 Z= -0.9167/1.05 Z= 0.873 P.F = 1xY+Z P.F = 30.61111+ 0.873 P.F= 0.96033 PuT OPTION So=  £3.00 X =  £3.25 Period until maturity = 1 year Upwards price at 1 year =  £6.00 Downwards price at year =  £1.50 Risk free interest = 5% Uso= 6.00 So = 3 Dso= 1.50 Max (X uso , 0) (3.25- 6, 0)= 0 Po= Max (X- dso, 0) (3.25-1.50, 0)= 1.75 6.0xY+(1+rf)Z P.Fo= 1xY+Z 1.5xY+(1+rf)Z Create a portfolio today by Y(number of shares) in BRIGHT Ventures plc and deposit  £Z at risk free interest rate for 1 year. Today P.F = 1xY+Z After One year If the shares price increase  £ 6xY+ (1+rf)Z = 0 If the shares price decrease  £ 1.5xY+(1+rf)Z= 1.75 6.0xY+1.05Z=0 1.5xY+1.05Z=1.75 4.5Y= 1.75 Y= -1.75/4.5 Y= 0.3889 6x 0.3889 + 1.05Z = 0 -2.3334 + 1.05Z = 0 1.05Z= 2.3334 Z= 2.3334/ 1.05 Z= 2.2223 P.F= 1xY+Z P.F = 3x 0.3889 + 2.2223 P.F= 1.0556 Put-Call-Parity The Put + underlying Security price = call + P.V[ X] P.V[X]= exercise price / 1 + rf P.V[X]= 3.095 Put + 3.00 = 0.96033 + 3.095 Put + 3.00= 4.05533 Put = 4.05533 3.00 Put = 1.05533 Black scholes Model Co = SxN (d1) Xe⠁ »rt N (d2) d1= ln (S/X)+ (r + v ²/2)t V √ t d2= d1 -V √ t d1 = ln (3/3.25) + (0.05 + 0.40 ²/2)1 0.40√ 1 d1= 0.0800+ ( 0.05 + .16/2)1 0.4 d1= 0.0800 + 0.13 .04 d1= 0.125 d2= 0.125 0.4 √ 1 d2= 0.275 d1= 0.125 d2= 0.275 N(d1)= Pr [Z ≠¤ 0.125] = 0.8944 N(d2)= Pr [Z ≠¤- 0.275] = 0.3936 Co = SN (d1) Xe⠁ »rt N(d2) Co = 3x 0.8944 3.25e⠁ »0.05 (0.3936) C0 = 2.6832 3.25 x 0.9512 x 0.3936 C0 = 2.6832 1.2168 Co= 1.4664

Friday, October 25, 2019

Behavior Changes of MDMA :: Illegal Drugs Medical Psychology Ecstasy Essays

Behavior Changes of MDMA The secondary effects on behavior are expressed in several ways that differ from one person to the next. These effects can range from memory impairment and anxiety, to depression and mood swings. They are a direct result of the chemical changes within the body that occur when someone uses ecstasy. I will discuss the range of effects in more detail, with explanations that get to the root causes for each. One of the major behavior changes, after the effects of the drug have worn off, is a symptom of the reduced levels of serotonin in the brain. As ecstasy infiltrates the brain tissues, its effects cause the brain to produce copious amounts of serotonin. Following such an extreme release of this neurotransmitter, the brain goes through of period of time in which it has a below normal level of serotonin. This reduced level creates elevated levels of anxiety in users, and can often result in panic attacks that persist for several months following the use of the drug. However, it is important to note that, according to a study from the European Journal of Pharmacology (Gurtman, et al, 2002); "whether such effects are a direct result of MDMA use†¦ is, at present, uncertain." This admission goes to show that correlation doesn't mean causation, and that until further research can be done we can only speculate about the relationship between the two. Another side effect, that is reported to be affected by the levels of serotonin in the brain, is that of memory functioning. Several different areas of memory are included in this assertion, including cognitive capacity, recall over time, and planning ability. It is suggested that heavy users, when compared to a control group, have a harder time with primary areas of brain functioning that relate to memory. In a study conducted at the University of Cologne, in Germany (Gouzoulis- Mayfrank, et. al, 2004), research indicates that, "findings of relatively low memory performance associated with heavy ecstasy use have been relatively consistent across different studies and user populations." This assertion is fairly recent in the literature, which would suggest that the findings have taken note of the broad range of studies that came before it. With that said, it's hard to ignore the idea that a drug that induces such euphoric effects on the mindset of an